Lebanon Pennsylvania Family & Estate Law Blog

What happens to your debts when you die?

When you plan an estate, you think about every detail from who inherits the house to who speaks for you in case of a medical emergency. However, we rarely think about who takes over our debt after we pass away.

Between mortgages, student loans and credit card debt, it is unclear who is responsible for any debts left behind. Many people worry about debt being passed on to family members, but it is typically more complicated.

Asset protection plans ward off potential lawsuits, creditors

Protecting your assets as well as your family legacy should be a vital part of solid estate planning. By creating an asset protection (or preservation) plan, you will ensure that your wealth and property are safe from any potential lawsuits or creditors.

You never wanted to be a financial burden to your family so that such planning will provide peace of mind to you and them. In establishing an asset protection plan, you can protect your family in ways that may include providing assets to a surviving spouse; maintaining assets to pay for your medical care or long-term care, and providing an inheritance to your heirs and beneficiaries.

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Spitler, Kilgore & Enck, PC
522 S 8th Street
Lebanon, PA 17042

Phone: 717-769-1794
Fax: 717-273-1693
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